Quick Seaman Loan Approval |
Awards Received by Being a Top Seaman Loan Agent
Year 2013:- Top 12 loan consultant nationwide for all types of loans
- Top 2 loan consultant nationwide for all types of loans
- Top 1 collateral loan consultant
- Top 4 nationwide for regular accounts including seafarer loan
Low Interest Rate Seaman Loan |
Facing Challenges While Offering Fastest Loan Approval and Low Interest
Despite lending company struggles which eventually led me to persevere and get all the awards as stated above, many other co-agents have not been able to produce accounts for the company. All the while, I have worked harder to professionalize the service which I render to all clients, whether small or big amount of loans they apply for. I treat all clients equal and with my continued search to provide a better service, I have decided to write on this weblog to chronicle all ways to help myself and my clients achieve the fastest possible loan approval we can get while attaining and being able to provide the lowest possible interest rate for all borrowers of seaman loan.Today, I am giving all seafarers (seaman and seawoman) the chance to learn by themselves how to achieve 1 day release loan while availing of the lowest interest rate possible for their loan application for seaman loan. This is of course based from my very own experiences of assisting hundreds of clients in the Philippines, particularly in Metro Manila.
10 Important Factors Affecting 1 Day Release of your Seaman Loan
- Accreditation of your manning agency - It is a must that your manning agency is duly licensed by the POEA and have an office here in the Philippines with working contact numbers that our credit review department can call for verification.
- Employment tenure in an agency - playing by numbers, it is always best if you have been employed in a manning agency for many years. The more, the better.
- Residence status - If you live in an own house, you have better chances of faster processing of your seaman loan application. We all know that this type of loan is a non secured credit so lending companies will absolutely require better stability status as a borrower and this can further be helped if you live in an owned house instead of renting, transient or boarding house. A free use house with years of occupancy will also be a good consideration.
- Salary type - Usaually, offshore seafarers get less number of months in contract. Lender will only allow at least 3 months contract in this case while those with allotment will always have better chances of getting faster approval with less requirements compared to those who are paid via onboard salary or tipping or via self allotment.
- Seaman type - Offshore / cruise ship crew / tanker / passenger ship. This affects at a point when an offshore seafarer is the applicant. The reason is because offshore work usually give the seaman less months of contract and since lending companies in the Philippines would only allow at least 3 months contract to qualify to apply, offshore maritime workers with 1 month on 1 month off cannot qualify. As well as those who have weekly based contract and those with less than 3 months unless a payslip is provided where it shows that an extension contract is open for the seafarer.
- Allottee or co borrower availability - Many seafarers living in the provinces around the Philippine islands were having the difficulty providing for a co borrower that is reachable. On the other hand, those who live in Manila and have their wives or parents or brother or sister as allottee will always have the advantage of a possible 1 day release loan (or same day loan). You can read more details about this here - http://www.fastloanph.com/seaman-loan.html.
- Bad credit status - Borrowers with bank problems as bad credit and court cases like replevin, sum of money and BP-22 cases will have the disadvantage of not possible for 1 day loan. Instead, these seafarers might be subject for a disapproved or declined loan.
- Availability of requirements - If you are to apply for any type of loan anywhere in the world you may be, it is a very important consideration that you have all necessary and sufficient documentary requirements on hand before processing your loan application. This will play a very big role for achieving 1 day or possible 3-4 hours release of your loan proceeds.
- Negative area - Maritime workers living in a list of negative areas by lending companies will always have the disadvantage. To qualify, you have to apply and submit documents and wait for a collection remarks before you can get a go signal for a possible approval of loan application. Otherwise, you might just be disapproved of your loan. Contact me in this case.
- Pre qualification - If you are on your way to apply for any type of loan (this includes seaman loan), your agent must first pre-qualify you. This will help him and you avoid long process of approval of loan while knowing outright which specific lending company is perfect for you to qualify and apply.
Call to ask about other Loan products – Sam Casuncad (Pinoy loan consultant)
home office phone: 542 7015 / 366 3645
Sun Cellular No 0932 – 872 5532
Smart Cellular No 0939 – 9269335
Globe No 0917 – 5019245
Email application at info@loanph.com or samcasuncad.ofwcashloan@gmail.com
home office phone: 542 7015 / 366 3645
Sun Cellular No 0932 – 872 5532
Smart Cellular No 0939 – 9269335
Globe No 0917 – 5019245
Email application at info@loanph.com or samcasuncad.ofwcashloan@gmail.com
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